Aside from death and serious injury, which are the ultimate prices families pay for the negligent disrespect seen on our roads known as ‘distracted driving’, there are serious financial problems that can arise as well.
Speeding tickets are something EVERYONE does not want on their driving record, but the recent negative attention distracted driving has received in the national spotlight as of late has caused lawmakers and insurance advocates to factor in the risk in a similar fashion. What does this mean for you and your family?
Short term, your insurance rates may not be affected for a single incident. But say the mother of a family gets a speeding ticket and one month later the newly-turned-16-year-old son gets a distracted driving ticket; rates could change rather quickly in this scenario. Additionally, a distracted driving ticket is starting to carry some heavy social judgment as well, as many survivors and families of victims are very vocal in the public circle; they take a stance against distracted driving as reckless, and deem it as negative as drunk or drugged driving.
Check with your insurance company to see if having a smartphone application such as Drive Reply™ (www.drivereply.net) can help you maintain a safe driver discount on your plan.
Date: January 24th, 2013